The pandemic has changed how people spend money. Here are some lessons learned.

“The pandemic made me severe,” said Kaushik, whose wife has lived in Delhi, India for more than two years to care for her parents. He can cover all of his monthly expenses with about half his paycheck and he saves the rest. Every expense, he said, goes through a mental filter: is it essential? “This was not the case before the pandemic,” he added.

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